In general, localities have actively implemented Decision 497/QD-TTg and Decision 2213/QD-TTg but the result is not high, the cause is that the mechanism for supporting interest rate facing procedural obstacles; the propaganda to people facing difficulties; items of machinery, equipment which are manufactured at home can not fit people's needs. On the other hand, the price of domestic machinery is higher than China's machinery resulting in the implementation of the Government's decision does not achieve the desired results, besides people’s life in rural areas faces many difficulties, low income, unstable, so the interest rate support for loans to purchase building materials in rural areas for a term of 12 months is too short, most households do not able to repay on time, so it is also difficult to implement.
To implement Decision 497/QD-TTg and Decision 2213/QD-TTg, next time localities need to actively coordinate with the banking sector, the Department of Agriculture and Rural Development, Cooperative Association, Farmer Association, professional departments, the local People's Committee to choose pilot area, and to disseminate information, to widely deploy, to publicize agencies, stores selling equipments, agricultural materials in the list for people to know; State Bank needs to direct the commercial banking system to create favorable conditions to the procedures and time of capital to farmers quickly and in time, at the same time coordinate with other agencies and the Market Management Department to strengthen inspection and supervision on the quality, origin, origin of goods listed in Categories enjoying interest rate support, ensuring good quality. (Translated by Hong Chau – SCT News)